Try doing this spiritual exercise each evening before you go to sleep. Close your eyes, and sing HU or your secret word for five minutes.
Then just before you go to sleep, say to the Mahanta, "Please take me to the place where I can learn whatever is important for my spiritual unfoldment. Take me to a Temple of Golden Wisdom."
Or say, "Let me see what it's like to Soul Travel; you have my permission."
If you can establish the Golden Heart, which is actually the viewpoint of Soul, you'll find it easier to have inner experiences and let go of the fear. If you have fear in Soul Travel, you have fear in other things, and it's holding you back in your life.